Collier RV Financing in Rockford, Illinois and Lake County, Illinois

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If you've decided you want to finance your new Coachmen, CrossRoads RV, Cruiser, Forest RiverKeystone RV, Palomino, and Thor Motor Coach you're not alone. 70% of buyers finance their class A motorhomes, class C motorhomes, fifth wheels, travel trailers and toy haulers through a plan like these. With a minimum down payment and approved credit, you can arrange financing with us and get out on the road a few hours after picking out your new or preowned RV or motorhome.

Plus, you can add in all your parts and accessories, service agreements, Insurance and more right away. You'll have everything you need, and you can accomplish all of this and keep it with one low monthly payment.

And because here at Collier RV of Rockford, Illinois, or Collier RV of Lake County in Wadsworth, Illinois, we finance more class A motorhome, class B motorhome, class C motorhome, expandable, fifth wheel, travel trailer and toy hauler than anyone else, we understand your special needs. Only someone who knows how you feel when you hit the road on your next vacation understands that getting your new RV financed ASAP is your biggest concern so that you can hit the road with no worries. That's why we make the process easy for you.

There are many advantages to financing your RV, instead of liquidating assets or paying cash. By financing your purchase, you maintain your personal financial flexibility.

Advantages of Financing Through a RV Lending Specialist

Lower Down Payments

Final terms are determined based on you credit profile and the age, type, and cost of the RV being purchased. However, by financing through lenders who specialize in RV loans, the required down payment is generally in the 10% range.

Longer Finance Terms = Lower Monthly Payments

Lenders who specialize in RV loans tend to offer more attractive terms than the average bank. The banks we deal with offer repayment schedules of up to 20 years to help you afford the RV of your dreams.

Competitive Rates

Lenders who specialize in RV loans tend to have better financing rates as well. Many banks have higher interest rates on RVs, because they are not eager to loan money on RVs. The banks we deal with love RVs.

RV Financing Compared to Other Payment Options

A home equity loan is not a wise option for purchasing your RV. It is never a good idea to borrow money from something that will go up in value to pay for something that will go down in value. By keeping the home and the RV separate, you are not putting all your eggs in one basket.

Also, home mortgage interest deduction is restricted to interest paid on mortgage debt used to improve or purchase a home, or to refinance the remaining balance. The purchase of a RV does not qualify for this deduction.

To see how affordable the RV of your dreams can be, please contact John Tessendorf, Business Manager at our Rockford, IL location at 800-828-4051. For financing at our Lake County location, please contact Darwin Butts, Business Manager at 800-340-9500. With any other general interest inquiries, you can always contact us today.